Communication Loan

Product Definition
This is a financial service package integrating transaction settlement, financing, investment, wealth management, financial advisory and so on provided by CMBC to the upstream suppliers, core manufacturers and coke end users of communication devices to meet their demands in procurement, production, sales, etc.
    
Customers that this product is designed for
Upstream enterprises: suppliers of materials and parts
Core enterprises: communication devices production/ manufacturing enterprises
End users: enterprising using the communication devices
    
Product Features
Low threshold: Through “credit lending” of core enterprises, the access threshold for the SME customers in the industry chain is lowered significantly;
Flexible settlement: Cash, notes, L/C, and other methods to meet the settlement needs of the enterprises;
More guarantee choices: More than ten guarantee types can be chosen: purchase order financing, goods receipt financing, invoice financing, accounts receivable financing, chattel pledge, mutual guarantee, etc.;
Efficient service: Efficient and convenient financial services guaranteed with the expert team and near 10 years business experience at CMBC
    
Featured Solutions
“Easy Communication Devices Procurement” financial service solution introduced to communication device suppliers, products including: purchase order financing, goods receipt financing, invoice financing, accounts receivable financing, etc.;
“Easy Manufacturers” financial service solution introduced to communication device manufacturers, products including: procurement financing, inventory financing, sales financing, financing leasing, bill management, cash management, etc.;
“Easy Communication Devices Loan” financial service solution introduced to communication device end users, products including: communication device pledge, mortgage, individual consumption loan, etc.
    
Required Information
Basic information of an enterprise (organizational code certificate, business license, tax registration certificate, loan card, articles of incorporation, identity card of the legal representative, etc.)
Accounting information of an enterprise (Capital verification, audit, recent financial reports, etc)
Business operation information of an enterprise (qualifications, contracts, invoices, etc.)
Application form for financial service (variety, amount, term, usage, etc)
Other information required by CMBC
    
Process

上游企 业 ： Upstream Enterprises

核心 设备制造商 ：  Core  device manufacturers 

终 端用 户 ：  End Users

提出申 请 ：  Submit Application

与 客 户经 理接洽：  Contacting Account Manager

选择 金融服 务 方案： Select Financial Service Solution

订单融资：purchase order financing 

应收账款融资：accounts receivable financing 

担保融资：guarantee financing 

发 票融 资 ： Invoice financing

租赁融资：lease financing 

按揭：mortgage 

授信 调查 ：  Credit Investigation

判 断 ：  Judgment

授信批准：  Credit Approval

享受 专 属 金融服 务 ：  Enjoy “Exclusive” Financial Service

名 单内 ：  In the list

否：  No