Green Agriculture Banking

Product Definition

This is a financial service package integrating transaction settlement, financing, investment, wealth management, financial advisory and so on provided by CMBC to the peasant households, production and processing enterprises, downstream distributors and end users in the agricultural products industry to meet their demands in procurement, cultivation, production, sales, etc.
    
Customers that this product is designed for
Upstream enterprises: Agricultural material suppliers, peasant households, agricultural products trading enterprises /enterprises importing agricultural products
Core enterprises: Production and processing enterprises
Downstream enterprises: Distributors
End users: Supermarkets
    
Product Features
“Low” threshold: Through “credit lending”, the access threshold for the SME customers in the agricultural products industry chain is lowered significantly;  
Flexible settlement: Cash, notes, guarantees, L/C, factoring and other methods to meet the settlement needs of the enterprises;
More guarantee choices: More than ten guarantee types can be chosen: Corporate guarantees, inventory financing, accounts receivable financing, mutual guarantee, etc.;
Efficient service: Efficient and convenient financing services guaranteed with the expert team and near 10 years business experience at CMBC
    
Featured Solutions
“Easy Leading Enterprises” financial service solution introduced to the core agriculture processing enterprises, products including: Purchase order financing, goods receipt financing, invoice financing, accounts receivable financing, refund account management, etc.;
“Easy Agricultural Materials” financial service solution introduced to the agricultural material suppliers recommended by core enterprises in writing, products including: differential repurchase, certificate of deposit pledge, etc.;
“Easy Peasant Households” financial service solution introduced to the peasant households recommended by core enterprises in writing, products including: peasant households mutual guarantee credit, guarantee company guaranteed credit, etc.;
“Easy Green Products” financial service solution introduced to the distributors and terminal retail outlets, products including: core enterprise repurchase credit, factoring, professional guarantee company guaranteed credit, etc.
    
Required Information
Basic information of an enterprise (organizational code certificate, business license, tax registration certificate, loan card, articles of incorporation, identity card of the legal representative, etc.)
Accounting information of an enterprise (Capital verification, audit, recent financial reports, etc)
Business operation information of an enterprise (qualifications, contracts, invoices, etc.)
Application form for financial service (variety, amount, term, usage, etc)
Other information required by CMBC
    
Process

 

上游企 业 ： Upstream Enterprises

核心企 业 ：  Core Enterprise

下游企 业 ：  Downstream Enterprises

终 端用 户 ：  End Users

提出申 请 ：  Submit Application

与 客 户经 理接洽：  Contacting Account Manager

选择 金融服 务 方案： Select Financial Service Solution

定单融资： Purchase order financing

应收账款融资：Accounts  receivable  financing

担保融资：Guarantee financing 

存货融资：Inventory financing 

标准仓单质押：Standard  warehouse receipt  pledge 

授信 调查 ：  Credit Investigation

判 断 ：  Judgment

授信批准：  Credit Approval

享受 专 属 金融服 务 ：  Enjoy “Exclusive” Financial Service

名 单内 ：  In the list

否：  No