Product Definition
This is a financial service package integrating transaction settlement, financing, investment, wealth management, financial advisory, etc provided by CMBC to the material suppliers, producers, and downstream distributors in the liquor industry to meet their demands in procurement, production, sales, leasing, consumption, etc.
Customers that this product is designed for
Upstream enterprises: Grain suppliers, package material suppliers, original liquor suppliers
Core enterprises: Liquor producers
Downstream enterprises: Liquor distributors
Product features
Low threshold: Through “credit lending”, the access threshold for the SME customers in the industry is lowered significantly
Flexible settlement: Cash, notes, guarantees, L/C, and other methods to meet the settlement needs of the enterprises
More guarantee choices: More than ten guarantee types can be chosen: Corporate guarantees, inventory financing, accounts receivable financing, real estate mortgages, mutual guarantee, etc.
Efficient service: Efficient and convenient financing services guaranteed with the expert team and near 10 years business experience at CMBC
Featured Solutions
“Easy Brew” Financial Service Solution introduced to the liquor suppliers and core enterprises, products including: Original liquor pledge, purchase order financing, invoice financing, accounts receivable pledge, etc;
“Easy Liquor Selling” financial service solution introduced to the downstream distributors of liquor, products including: advance payment confirmation, guaranteed supply, preferential repurchase, commercial bill discounting, etc;
Required Information
Basic information of an enterprise (organizational code certificate, business license, tax registration certificate, loan card, articles of incorporation, corporate identity, etc)
Accounting information of an enterprise (Capital verification, audit, recent financial reports, etc)
Business operation information of an enterprise (qualifications, contracts, invoices, etc.)
Application form for financial service (variety, amount, term, usage, etc)
Other information required by CMBC
Process
上游企业: Upstream Enterprises
核心企业: Core Enterprise
下游企业: Downstream Enterprises
提出申请: Submit Application
与客户经理接洽: Contacting Account Manager
选择金融服务方案: Select Financial Service Solution
订单融资: Purchase Order Financing
应收账款融资: Accounts Receivable Financing
动产融资: Chattel Financing
差额回购: Differential Repurchasing
保证发货: Guaranteed Supply
授信调查: Credit Investigation
判断: Judgment
授信批准: Credit Approval
享受专享金融服务: Enjoy “Exclusive” Financial Service
名单内: In the list
否: No